MY HIGHVEST

How MY HIGHVEST works

A simple guide for every Partner. Read it once, then use your account with confidence.

Your journey, step by step

1

Create your Partner account

Sign up with your name, phone number and email. Choose a Secret Number (your password) and a Secret Word (used only to recover your account). You get a unique Member ID that starts with MH. If a friend invited you, their link fills in the referral code for you. MY HIGHVEST is live in Nigeria for now.

2

Add money to your MYHIGHVEST WalletTop up: Merchant

Tap Top Up, enter an amount and pick a Merchant. Pay that Merchant's bank account yourself, outside the app, then tap I have paid. The Merchant confirms once the money reaches their bank, and your wallet is credited.

3

Know your three wallets

Your MYHIGHVEST balance plus your active Bonus credits is your qualifying balance. It is used to work out your rewards.

  • MYHIGHVEST Wallet: funded by your top-ups.
  • Reward Wallet: where Challenge rewards land. It is the only wallet you can withdraw from.
  • Bonus Wallet: credits from Bonus activities. Each credit has its own expiry date and is never spent or merged into another wallet.
4

Join the daily Challenge

Each day the team publishes 10 matches for tomorrow. Pick one outcome for every match before entries close: Home, Draw, Away, Both teams score, or Over 2.5 goals. You get one ticket per day, and your picks cannot be changed once you submit.

  • You need at least ₦1,000 across your MYHIGHVEST and Bonus wallets to take part.
  • The team may limit which options appear on a match.
5

See your result

After the matches, the team enters the final scores. A ticket with 8 or more correct picks is a win, otherwise it is a loss. If exactly one match is voided, 7 correct is enough. If two or more matches are voided, the whole day is cancelled: no win, no loss, and it does not count as an entry. Your wins are kept safely in your account until you redeem them.

6

Redeem your wins

Once you hold at least 6 wins, you can redeem any number from 6 upwards. Each redeemed win pays 1% of your qualifying balance, measured at the moment you redeem, into your Reward Wallet.

7

Know the costs and limits

  • Every 10th entry, a 2% fee is taken from your MYHIGHVEST Wallet. It is never taken from Bonus.
  • Each lost ticket is recorded as an outstanding loss. With 3 or more outstanding losses, you cannot redeem.
  • You can use 1 win to clear 3 losses. That win is used up and cannot be redeemed.
  • Rewards are not guaranteed. They depend on your results and your balance.
8

Earn Bonus credit

Bonus activities add credit to your Bonus Wallet. Look out for:

  • Invite friends: share your personal link from your Partner page. Your Member ID fills in as their referral code. Who is rewarded, how much and when can change from day to day.
  • Surveys: share your opinion and earn credit.
  • Videos: watch a short video all the way through, answer a few questions and earn credit.
  • The reward and the wallet it goes to are shown on each activity before you start.
9

Withdraw your rewardsMerchant Withdrawal

Withdrawals will be made from your Reward Wallet to a bank account saved in your profile. The account name is locked to your Partner name. A quick face check may be needed for larger withdrawals.

Common questions

What is MY HIGHVEST?

A partner-earning platform. Partners fund a wallet, take part in the daily Challenge and can earn rewards and Bonus credit.

Which wallet can I withdraw from?

Only the Reward Wallet. Your MYHIGHVEST Wallet and Bonus Wallet cannot be withdrawn.

Do I pay for each ticket?

No. There is no price per ticket. A 2% fee is taken from your MYHIGHVEST Wallet on every 10th entry.

How much does a win pay?

1% of your qualifying balance at the moment you redeem. Example: with a qualifying balance of ₦10,000, each win pays ₦100, so redeeming 6 wins pays ₦600. This is only an example, not a promise.

Why can't I redeem?

Either you hold fewer than 6 wins, or you have 3 or more outstanding losses. Use 1 win to clear 3 losses, then redeem the rest.

What if a match is cancelled?

One voided match lowers the winning mark to 7 correct. Two or more voided matches cancel the whole day: no win, no loss, and no entry counted. Any fee that is no longer due is refunded.

Can I change my picks?

No. Once you submit your ticket, it is locked. Check every pick before you submit.

Does Bonus credit expire?

Yes. Every credit has its own expiry date. When one expires, it is recorded in your wallet history.

How does top-up work?

Choose a Merchant, pay their bank account outside the app, then tap I have paid. If the Merchant is not ready, you will see Waiting for Merchant. Your wallet is credited once they confirm.

How do referrals work?

Share your personal link. When your friend opens it, your Member ID is filled in as their referral code. The reward is set by the team and can change daily.

I forgot my Secret Number. What now?

Use the forgot option on the sign-in page. Enter your Member ID, email or phone number and your Secret Word, then set a new Secret Number.

Can I save more than one bank account?

Yes. You can save several accounts and mark one as your main account. The account name is always your Partner name.

Create your Partner account

Rewards are not guaranteed. They depend on your Challenge results and wallet balances. Please read the rules above before you take part.